A standard renters policy doesn’t cover you for earthquakes. You’ll need special coverage for this. Water damage from flooding, drainage backing up or ground water seeping into your basement is not covered. Animals, birds and fish are not covered. Motorized [...]
Personal property-This coverage is for personal property owned by or used by you and anyone living with you (an insured) while that property is anywhere in the world. Property located away from your home is generally limited to coverage of [...]
Ask yourself this: If all your clothes, the appliances you own, your TV, stereo, jewelry, computer and that collection of Batman Detective comics were destroyed in a fire, could you afford to replace them immediately? If you said no, you [...]
A standard condominium policy doesn’t cover you for earthquakes. You’ll need special coverage for this. Water damage from flooding, drainage backing up, or ground water seeping into your basement is not covered. Animals, birds or fish are not covered. Motorized [...]
If you’re not certain you need condominium insurance, ask yourself the following questions: How would you restore your possessions if you lost everything today? Could you finance the restoration of your possessions and the building not covered in the Condo [...]
Whether or not you need earthquake insurance is up to you. Earthquake insurance can be expensive, and it does carry a much higher deductible than your regular homeowner’s insurance. Just remember, losses from earthquakes can be substantial. For insurance companies, [...]
Whether or not you need flood insurance depends on where you live. Your standard homeowners insurance policy does not cover you for damage from floods. So if you live near a large body of water, a river or the ocean, [...]
The smartest way to make sure you have the right coverage is to take an inventory of your belongings. You’ll want to do one anyway to have in case there is a loss or damage to your home or property, [...]
There are certain situations or certain items in your home that have specific limits on the amount for which you would be covered under “standard” homeowners insurance. For most people, these limits are adequate. However, if you have a home [...]
There are different types of homeowners insurance policies and as you would expect, they offer different levels of protection. There was an HO1, which was so basic and covered so little that it has been discontinued in most states. There [...]
Homeowners insurance protects you in case of damage to your dwelling or property, injury to your guests, or events for which you may be held liable. Usually, a homeowners insurance policy contains liability coverage and may provide you with options [...]
When determining how much coverage you need, again renters insurance is pretty simple. Make an inventory of all your belongings, which you’ll need anyway if you ever need to make a claim. If you have collectibles or antiques, you’ll also [...]
If you’re looking for an auto insurance site that explains auto insurance coverage terms in plain English, you’ve come to the right place. We work hard to make auto insurance as uncomplicated as possible. We also try to make the [...]
Yes, you can. We recognize that relationships come in many forms. If you’re married, in a civil union, or in a registered domestic partnership, you qualify for a discounted rate from most insurance companies we represent. When you’re going through [...]
We think it’s extremely important for auto insurance consumers to compare all their options before purchasing a policy. In fact, we hope you’ll get several auto insurance quotes with different coverage levels so you can truly make an informed decision [...]
If you share an address with other drivers, it’s important that you all have auto insurance coverage. Whether that other driver is a roommate, a spouse, a domestic partner, or a child, if he or she has a driver’s license, [...]
While the phrase “less is more” may be true when you’re decorating or accessorizing, when it comes to auto insurance, more is less: the more coverage you have, the less it will cost you if you get in an accident. [...]
This question may seem strange, but it’s actually quite typical for auto insurance companies to ask drivers how long they’ve had auto insurance coverage. Many insurance companies use information about your auto insurance history to help them determine a rate [...]
Most of us are unable to pay for a new car up front so leasing and financing have become common practices. Hence, it’s important to understand how they affect your insurance. The first thing to do is check your loan [...]
Whether you’re battling traffic on an LA freeway or cruising the back roads of Virginia, you need auto insurance. Just how much insurance coverage you need varies. Each state has different regulations governing auto insurance coverage, and your state’s department [...]
Whether you’re buying groceries or shopping for auto insurance coverage, you always want to get the best value for your dollar. So, what’s the secret to finding reliable and affordable auto insurance coverage? Answer Financial, Inc., we shop several top [...]
It’s the law! Whether you have a perfect driving record or a few violations under your belt, you will need auto insurance coverage if you want to drive a vehicle in the USA. Maybe you’ve just spent way too much [...]
Through Answer Financial, you can insure up to 4 vehicles and/or 4 drivers on one policy. If you have more than four vehicles or four drivers, please call and speak to our professional licensed agents. Even with multiple vehicles, getting [...]
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