A standard renters policy doesn’t cover you for earthquakes. You’ll need special coverage for this. Water damage from flooding, drainage backing up or ground water seeping into your basement is not covered. Animals, birds and fish are not covered. Motorized [...]
Personal property-This coverage is for personal property owned by or used by you and anyone living with you (an insured) while that property is anywhere in the world. Property located away from your home is generally limited to coverage of [...]
Ask yourself this: If all your clothes, the appliances you own, your TV, stereo, jewelry, computer and that collection of Batman Detective comics were destroyed in a fire, could you afford to replace them immediately? If you said no, you [...]
A standard condominium policy doesn’t cover you for earthquakes. You’ll need special coverage for this. Water damage from flooding, drainage backing up, or ground water seeping into your basement is not covered. Animals, birds or fish are not covered. Motorized [...]
If you’re not certain you need condominium insurance, ask yourself the following questions: How would you restore your possessions if you lost everything today? Could you finance the restoration of your possessions and the building not covered in the Condo [...]
When determining how much coverage you need, again renters insurance is pretty simple. Make an inventory of all your belongings, which you’ll need anyway if you ever need to make a claim. If you have collectibles or antiques, you’ll also [...]
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