Post Tagged with: "Feature this Post"

Agent’s Corner: Why you should insure your home at replacement value rather than market value

Agent’s Corner: Why you should insure your home at replacement value rather than market value

Editor’s Note: This is part of our ongoing series where you can get advice directly from our agents on the call center floor. This week, we’re hearing from agents Linda Stevens and Mindy Mayfield about why you need to make [...]

What’s the difference between under-insured and uninsured motorist coverage?

What’s the difference between under-insured and uninsured motorist coverage?

Let’s say you have been in a serious accident and you were not found to be at fault. Not only was your car totaled, but you are going to require extensive medical treatment as a direct result of the accident. [...]

Agent’s Corner: Why are quotes from different insurance companies so different?

Agent’s Corner: Why are quotes from different insurance companies so different?

Editor’s Note: This is part of our ongoing series where you can get advice directly from one of our agents from on the call center floor. This week, we’re hearing about why the same person can get different rates from [...]

3 reasons you should never let your auto insurance coverage lapse

3 reasons you should never let your auto insurance coverage lapse

Allowing your auto insurance to lapse is never a good thing. Here’s the three main reasons why: Required by law Nearly all states require drivers to carry auto insurance at all times. If you have allowed your auto insurance to [...]

How does auto insurance work when you drive across state lines?

How does auto insurance work when you drive across state lines?

Question of the Week: How does auto insurance work when I cross a state line? Answer: All auto insurance policies are valid nationwide. If you carry relatively strong coverage in your home state (which we highly recommend), that coverage will most [...]

How auto insurance compares to other household expenses [Infographic]

How auto insurance compares to other household expenses [Infographic]

When you think about your annual expenses, you might think that auto insurance is a major drain on your finances, and while we all want to save as much as we can, auto insurance in fact only accounted for 2.19% of [...]

Teenage drivers – is it better to insure their own cars or add them to the family car?

Teenage drivers – is it better to insure their own cars or add them to the family car?

Question: Is it better to buy my teenager a used car and then add it to my auto insurance or should I just let him/her drive my car? Answer: The answer to this question depends on the exact situation, but [...]

Switching auto insurance – What would I pay for a Honda CR-V in California?

Switching auto insurance – What would I pay for a Honda CR-V in California?

The state: California The vehicle: 2010 Honda CR-V EX Today we are looking at auto insurance quotes for a 2010 Honda CR-V EX in California. We’ll run a few different quotes for different locations and other variables, so that you [...]

Agent’s Corner: How long do I need to have a SR-22 auto insurance form?

Agent’s Corner: How long do I need to have a SR-22 auto insurance form?

Editor’s Note: This is the first article in a new series we’ll be publishing called “Agent’s Corner” where you’ll get advice directly from one of our agents on the call center floor. This week, we’re hearing about SR-22′s from Charles [...]

Should you get accidental death coverage?

Should you get accidental death coverage?

A slightly obscure type of auto insurance coverage is called “accidental death” (or sometimes “automobile death indemnity”) which provides coverage for funeral expenses in the event that you or someone in your vehicle is killed, and the driver of your vehicle [...]

Home insurance endorsements – why you should pay attention

Home insurance endorsements – why you should pay attention

When it comes to property and casualty insurance, an endorsement is a amendment to your insurance policy contract that specifies your coverage under certain special circumstances or for itemized valuables. In some states and with some insurance companies, certain endorsements are [...]

Joint car loan auto insurance tips

Joint car loan auto insurance tips

Getting a joint car loan is a serious commitment for both parties. When it comes to auto insurance, there are additional things to consider when deciding whether or not to get a joint car loan, especially if both parties do not live [...]

CRASH! The Most Often Damaged Auto Parts in Collisions [Infographic]

CRASH! The Most Often Damaged Auto Parts in Collisions [Infographic]

CRASH! You just got in an accident, and after you confirm that no one is injured, your next thought might just be “I wonder what’s damaged?” Well, using data from thousands of crashes, we put together the following infographic to [...]

Why auto insurance companies don’t operate in all states

Why auto insurance companies don’t operate in all states

You might be surprised to know that most auto and home insurance companies do not operate or provide coverage in all 50 states. In fact, most don’t even come close to operating in all states. Here’s an explanation. To begin [...]

Umbrella insurance explained and why you might need it

Umbrella insurance explained and why you might need it

Whether it’s auto, home, motorcycle, boat or other kinds of policies, all liability insurance has maximum limits. These limits are determined by how much coverage you are willing to pay for, though in all cases insurance companies have a liability [...]