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The definitions contained herein are for general information only and are not designed for use in connection with the interpretation of any insurance policy or annuity policy issued through Insurance Answer Center.
Auto Insurance Glossary Terms  4 A B C D E F G H I J K L M N O P Q R S T U V W Y

Umbrella


This can be a separate policy or an endorsement to your home or auto policy, and supplements the liability coverage you already have on your homeowners and auto policies. It will cover you if you are found at fault for an accident or mishap that hurts someone else. Like an umbrella, it goes over the other basic or primary liability policies. There are specific amounts of liability coverage that must be carried on the primary or underlying automotive and homeowner's policies in order to qualify for the umbrella.

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