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The definitions contained herein are for general information only and are not designed for use in connection with the interpretation of any insurance policy or annuity policy issued through Insurance Answer Center.

Home Insurance Glossary Terms 4 A B C D E F H I J L M N O P Q R S T U V W

Asset Quality and Concentration

Analysts look at the company's investment portfolio in terms of type and quality, security and how well investments are spread out or diversified. This is an important measure, as the company needs to assess its investment income and eventually sell the assets to pay policy claims. The Insurance Answer Center only offers policies from insurance companies rated B+, very good, by A.M. Best, an independent rating service.

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