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The definitions contained herein are for general information only and are not designed for use in connection with the interpretation of any insurance policy or annuity policy issued through Insurance Answer Center.

Home Insurance Glossary Terms 4 A B C D E F H I J L M N O P Q R S T U V W

Basic form (DP1)

Dwelling property insurance that covers the least number of perils and is often used when an owner is renting a home to another party. It is available for the dwelling, other structures on the property, household and personal property, and residences rented to others. It includes coverage for fire or lightning and internal explosions. To this you may extend coverage to include "optional perils": windstorm or hail, explosion, riot or civil commotion, damage done by aircraft or vehicles, smoke, volcanic eruption and vandalism or malicious mischief.

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