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The definitions contained herein are for general information only and are not designed for use in connection with the interpretation of any insurance policy or annuity policy issued through Insurance Answer Center.

Home Insurance Glossary Terms 4 A B C D E F H I J L M N O P Q R S T U V W

Broad form (DP 2)

Property insurance that is available for the dwelling, other structures, household/personal property, rental value and additional living expense. It provides coverage against loss by fire or lightning; debris removal; windstorm or hail; explosion; riot or civil commotion; aircraft; vehicles; smoke; falling objects; weight of ice, snow or sleet; collapse of building; sudden and accidental tearing asunder of heating systems and appliances; sudden and accidental injury from electrical currents; vandalism or malicious mischief;, breakage of glass; accidental discharge of water or steam; freezing of plumbing, heating systems or appliances; and burglary damage.

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