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Home Insurance Glossary Terms  4 A B C D E F H I J L M N O P Q R S T U V W

Duff & Phelps


For a fee and upon request of an insurance company, this corporation analyzes a company's claims-paying efficiency, long-range solvency and liquidity. It gives letter grades that go from AAA (highest claims paying ability; the highest) to CCC (risky; the lowest). Plus (+) or minus (-) signs sometimes accompany ratings to help compare insurance companies within each grade. See also A.M. Best, Standard & Poor's®, Moody's and Weiss Research.

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