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The definitions contained herein are for general information only and are not designed for use in connection with the interpretation of any insurance policy or annuity policy issued through Insurance Answer Center.
Life Insurance Glossary Terms  4 A B C D E F G H I J K L M N O P Q R S T U V W Y

Accidental Death and Dismemberment Insurance


In addition to paying an additional death benefit to the insured's beneficiaries if the insured dies in an accident, an AD&D policy will also pay out a stated benefit to policyowner if the insured suffers a dismemberment as a result of an accident. Generally, the policy will contain a schedule of payment amounts based on the type of injury or dismemberment, such as loss of an arm or loss of sight.

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