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The definitions contained herein are for general information only and are not designed for use in connection with the interpretation of any insurance policy or annuity policy issued through Insurance Answer Center.
Life Insurance Glossary Terms  4 A B C D E F G H I J K L M N O P Q R S T U V W Y

Adequacy of Surplus


This is a measure of whether a company's assets, in excess of liabilities, are sufficient to pay your benefits even if an unexpected catastrophe occurs. For this reason, the Insurance Answer Center only offers products from companies rated B+ (very good) by A.M. Best, an independent rating agency.

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