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The definitions contained herein are for general information only and are not
designed for use in connection with the interpretation of any insurance policy
or annuity policy issued through Insurance Answer Center.
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Life Insurance Glossary Terms 4 A B C D E F G H I J K L M N O P Q R S T U V W Y |
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Initial Interest Rate |
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This is the rate of interest guaranteed by an insurance company that will be earned on the policy account value starting when the policy is issued. On interest sensitive whole life, or universal life insurance policies, the initial interest rate is usually only guaranteed for a period of one year or until the first policy anniversary. On Single Premium Deferred Annuities, guarantee periods may be for as long as ten years. Visit our annuity site to learn more about deferred annuities. See also Account Value. |
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Learn More about Life Insurance
Start a Life Insurance Quote
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| Answer Financial(R) Inc. offers insurance products and services through its licensed affiliates Insurance Answer Center(R) Inc. (California License No. 0B99714), Answer Center Insurance Agency, Inc., and other affiliates. Answer Financial is not an insurance company. Insurance plans and services are from insurance companies and other licensed insurance-related providers. Not all products available in all states. Rates subject to change. |
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