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The definitions contained herein are for general information only and are not
designed for use in connection with the interpretation of any insurance policy
or annuity policy issued through Insurance Answer Center.
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Life Insurance Glossary Terms 4 A B C D E F G H I J K L M N O P Q R S T U V W Y |
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Interest-Sensitive Whole Life |
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This is a permanent life insurance policy that requires fixed, periodic payment of premiums. The premiums are placed in an account, which then has interest credited to it and mortality charges (including expenses) deducted from it, usually monthly. This account builds up value that you can borrow against. If you surrender the policy, this value, less any outstanding debt, will be paid to you (less surrender charges). If you are the insured, and you die while the policy is in force, the beneficiary will receive the death benefit. |
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Learn More about Life Insurance
Start a Life Insurance Quote
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| Answer Financial(R) Inc. offers insurance products and services through its licensed affiliates Insurance Answer Center(R) Inc. (California License No. 0B99714), Answer Center Insurance Agency, Inc., and other affiliates. Answer Financial is not an insurance company. Insurance plans and services are from insurance companies and other licensed insurance-related providers. Not all products available in all states. Rates subject to change. |
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