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The definitions contained herein are for general information only and are not
designed for use in connection with the interpretation of any insurance policy
or annuity policy issued through Insurance Answer Center.
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Life Insurance Glossary Terms 4 A B C D E F G H I J K L M N O P Q R S T U V W Y |
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Moodys |
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For a fee, Moody's, at the request of an insurance company, analyzes the insurance company's ability to pay claims. Specifically, Moody's summarizes the likelihood that a company will be able to meet its policyholder obligations. Moody's applies numerical gradations 1,2 and 3 in each rating classification: the gradation 1 indicates that the security ranking is in the higher end of its generic rating category; the modifier 2 indicates a mid-range ranking and the gradation 3 indicates that the issue ranks in the lower end of its generic rating category. For example, an "Aa2" rating would be in the middle third of all companies that received an excellent "Aa" rating. Duff & Phelps|Life |
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Learn More about Life Insurance
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| Answer Financial(R) Inc. offers insurance products and services through its licensed affiliates Insurance Answer Center(R) Inc. (California License No. 0B99714), Answer Center Insurance Agency, Inc., and other affiliates. Answer Financial is not an insurance company. Insurance plans and services are from insurance companies and other licensed insurance-related providers. Not all products available in all states. Rates subject to change. |
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