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The definitions contained herein are for general information only and are not
designed for use in connection with the interpretation of any insurance policy
or annuity policy issued through Insurance Answer Center.
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Life Insurance Glossary Terms 4 A B C D E F G H I J K L M N O P Q R S T U V W Y |
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Permanent Life Insurance |
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Whole life, interest sensitive whole life and universal life insurance are types of permanent life insurance. Permanent insurance is designed to meet long term life insurance needs of an individual or party. The premiums are usually level throughout the insured's life. The policy builds-up a cash value which can be borrowed against and is available as a lump sum on cashing in the policy. Permanent life insurance protects your family in the event of a premature death, builds value on a tax-deferred basis, and is an effective estate planning vehicle which, if structured properly, allows you to pass assets to your beneficiaries without incurring income or federal estate tax. |
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Learn More about Life Insurance
Start a Life Insurance Quote
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| Answer Financial(R) Inc. offers insurance products and services through its licensed affiliates Insurance Answer Center(R) Inc. (California License No. 0B99714), Answer Center Insurance Agency, Inc., and other affiliates. Answer Financial is not an insurance company. Insurance plans and services are from insurance companies and other licensed insurance-related providers. Not all products available in all states. Rates subject to change. |
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