All posts by Chad Catacchio

When my insurance company talks about material misrepresentation what does it mean?
August 6, 2012, 2 Comments

If you are in a dispute with your insurance company and have heard the words ‘material misrepresentation’ as ...

8 Things you should do immediately after a car accident
July 30, 2012, 8 Comments

A car accident can happen at anytime, but do you know what you should do when you’re involved in one? To answer th ...

Question of the Week: I don’t have a driver’s license – can I still get car insurance?
July 19, 2012, 40 Comments

Question: I don’t have a valid driver’s license – can I still get car insurance? Answer: With a few ex ...

10 Dangerous Driver Distractions [Infographic]
July 3, 2012, 6 Comments

With summer in full swing and millions of Americans going on road trips, driver safety is never more important to keep a ...

What’s the difference between under-insured and uninsured motorist coverage?
June 7, 2012, 1 Comment

Let’s say you have been in a serious accident and you were not found to be at fault. Not only was your car totaled ...

3 reasons you should never let your auto insurance coverage lapse
May 15, 2012, No Comments

  Allowing your auto insurance to lapse is never a good thing. Here’s the three main reasons why: Required by ...

How does auto insurance work when you drive across state lines?
May 7, 2012, 2 Comments

Question of the Week: How does auto insurance work when I cross a state line? Answer: All auto insurance policies are va ...

How auto insurance compares to other household expenses [Infographic]
May 1, 2012, 2 Comments

When you think about your annual expenses, you might think that auto insurance is a major drain on your finances, and w ...

Teenage drivers – is it better to insure their own cars or add them to the family car?
April 30, 2012, 1 Comment

Question: Is it better to buy my teenager a used car and then add it to my auto insurance or should I just let him/her d ...

Switching auto insurance – What would I pay for a Honda CR-V in California?
April 18, 2012, No Comments

The state: California The vehicle: 2010 Honda CR-V EX Today we are looking at auto insurance quotes for a 2010 Honda CR- ...

Should you get accidental death coverage?
March 28, 2012, No Comments

A slightly obscure type of auto insurance coverage is called “accidental death” (or sometimes “automob ...

Home insurance endorsements – why you should pay attention
March 23, 2012, No Comments

When it comes to property and casualty insurance, an endorsement is a amendment to your insurance policy contract that ...

Joint car loan auto insurance tips
March 20, 2012, 21 Comments

Getting a joint car loan is a serious commitment for both parties. When it comes to auto insurance, there are addition ...

CRASH! The Most Often Damaged Auto Parts in Collisions [Infographic]
March 19, 2012, 2 Comments

CRASH! You just got in an accident, and after you confirm that no one is injured, your next thought might just be “ ...

Why auto insurance companies don’t operate in all states
March 5, 2012, No Comments

You might be surprised to know that most auto and home insurance companies do not operate or provide coverage in all 50 ...

Umbrella insurance explained and why you might need it
March 1, 2012, No Comments

Whether it’s auto, home, motorcycle, boat or other kinds of policies, all liability insurance has maximum limits. ...

5 ways to dispute auto insurance claims
February 29, 2012, 5 Comments

You were in an accident and do not feel that you are receiving the proper repairs or fair coverage from your insurance c ...

Can you temporarily add someone to your auto insurance policy?
February 15, 2012, No Comments

Question of the Week: Can you temporarily add someone to your car insurance policy? Answer: Absolutely. Whenever you hav ...

What does it mean to live in a no-fault auto insurance state?
February 10, 2012, 5 Comments

You are moving to a new state and while going through your moving checklist, you contact your auto insurance company abo ...

Can you just keep cash from a car insurance payout and not fix your car?
February 9, 2012, 14 Comments

Question of the Week: Can you just keep the money from an auto or home insurance payout and not put it towards repairs? ...

Getting auto insurance after returning from years abroad
February 8, 2012, No Comments

If you have been living abroad for a number of years and are now returning to reside in the United States, one of the th ...

Towing after an accident – you should involve your insurance company
January 30, 2012, 7 Comments

You’ve been in an accident that will require your car to be towed. You’ve called the police and they are on ...

How adding an addition to your house affects your home insurance
January 27, 2012, No Comments

If you are thinking of doing major renovations and/or adding an addition or garage to your house, you should know that i ...

Is it ever too late to file an auto or home insurance claim?
January 26, 2012, 4 Comments

Question of the Week: Is it ever too late to file a claim with your auto or home insurance provider? Answer: This answer ...

Insuring your new car with existing car insurance coverage
January 20, 2012, 4 Comments

So you are in the market for a brand new car. You’ve been visiting dealerships, test driving, doing online researc ...

Should you get car insurance where you buy your eggs?
January 18, 2012, No Comments

If you are customer of a members-only shopping center such as Costco, you may have noticed that your store offers insura ...

How long does it take before an accident increases my auto insurance premium?
January 17, 2012, No Comments

Question of the week: When will an accident or speeding ticket start to affect my car insurance premium? Answer: General ...

Can you insure a salvaged vehicle?
January 16, 2012, 4 Comments

Many people buy salvaged vehicles for spare parts for their daily driver or for a “project car”. However, so ...

Get a quick auto insurance quote on your phone with Answer Financial’s new mobile website
January 12, 2012, No Comments

We’re pleased to announce that Answer Financial now has a new mobile website for people to get insurance quotes qu ...

The New Year and your auto insurance
January 10, 2012, No Comments

It’s a new year, and many people are starting their New Year’s resolutions. For many, this includes goals ar ...

Why Kelley Blue Book’s new car rating shows used cars are gaining popularity
December 20, 2011, No Comments

Kelley Blue Book (KBB), which offers regularly updated pricing for used cars, has added a “Very Good” rating ...

Insurance tips on taking your car off the road for the winter
December 7, 2011, 10 Comments

With winter fast approaching, you may be considering taking your summer vehicle off the road and into your garage. If so ...

Car accidents are three times costlier to cities than congestion says AAA report
November 29, 2011, No Comments

AAA has released a report that shows that vehicle crashes are three times costlier to American cities than traffic conge ...

Classic car insurance – how to protect your chrome
October 13, 2011, 2 Comments

While not for everyone, classic car collecting is a popular hobby that can entail significant financial investment over ...

Would you rent your car out by the hour to a stranger?
October 11, 2011, No Comments

Rental cars have been around for decades, and even newer alternative rental car services such as Zipcar are well establi ...

Allstate closes acquisition of Answer Financial and Esurance
October 7, 2011, No Comments

We are happy to announce that we, along with Esurance, have been formally acquired by The Allstate Corporation (NYSE: AL ...

Insurance and moving to another state – what you need to know
October 3, 2011, No Comments

While there are many things to consider when moving to another state, you shouldn’t forget that changing states co ...

How relationship status can affect your auto insurance premiums
September 28, 2011, No Comments

If you are in a legally recognized relationship – whether married, in a civil union or domestic partnership – ...

Survey: Homeowners insurance satisfaction has risen in 2011
September 27, 2011, No Comments

According to the latest annual study on homeowners insurance by J.D. Power and Associates, home insurance policyholders ...

Why college students (and their parents) should consider renters insurance
September 26, 2011, No Comments

It’s that time of year again – back to school, and for many college students that means moving into an apart ...

Most Expensive Home Insurance Claims [Infographic]
September 23, 2011, 1 Comment

Ever wondered what home insurance gets used for? Well, we put together the infographic below to highlight the most expen ...

Flood insurance: 86% of homeowners don’t have it
September 2, 2011, 2 Comments

Strong storms, hurricanes, overflowing rivers … Depending on where you live, your home could be prone to floodin ...

Survey finds that most adults favor stricter laws for teen drivers
August 31, 2011, 2 Comments

A new survey conducted by Allstate found that most Americans are in favor of stricter laws for teen drivers, including t ...

Car insurance tips from California’s insurance commissioner
August 29, 2011, 2 Comments

Dave Jones, California’s insurance commissioner, recently offered some helpful tips about shopping for auto insur ...

The top ten stolen vehicles of 2010
August 25, 2011, No Comments

The National Insurance Crime Bureau (NICB), a non-profit funded by the insurance industry, has released its list of the ...

Why insurance providers offer competitors’ rates – and why it’s great for you
August 16, 2011, No Comments

If you’ve ever shopped for insurance online, you may have noticed that certain insurance providers also reveal qu ...

Earthquake insurance policies skyrocket in Japan and New Zealand after quakes
August 11, 2011, No Comments

In a previous post, we addressd the fact that earthquakes can strike nearly anywhere on Earth. This year we’ve ...

Crash avoidance system cuts down on fender benders
August 8, 2011, No Comments

A recent report by the Highway Loss Data Institute (HLDI), shows that Volvo’s low-speed but high-tech crash avoida ...

Is usage-based auto insurance good for the consumer?
July 29, 2011, 5 Comments

A number of major auto insurance companies are adopting pilot programs around so called “usage-based” insura ...

GM offering a year of MetLife auto insurance for a year in Oregon and Washington states
July 26, 2011, No Comments

General Motors (GM), in a move to attract new customers, has teamed up with MetLife to bundle a year of auto insurance t ...

Insurance smartphone apps, email, and online chat lead to higher customer satisfaction
July 22, 2011, No Comments

According to a report last month by J.D. Power and Associates, insurance customers who use emerging technologies such a ...

SUVs much safer now according to Insurance Institute for Highway Safety
July 9, 2011, 1 Comment

A new safety report by the Insurance Institute for Highway Safety (IIHS) – the first such report since 2007 – ...

4 reasons to periodically check for insurance quotes
July 8, 2011, No Comments

Here’s a question for you – when was the last time you spent five minutes checking to see if you are getting ...

One in five US Internet users have purchased auto insurance online
July 7, 2011, No Comments

One in five US respondents to a recent comScore survey said that they have purchased auto insurance online, and 32% of t ...

Earthquake insurance – in Missouri?
July 6, 2011, No Comments

The past few years have dramatically risen the awareness of the destructive power of earthquakes, including the recent 9 ...