Can you insure a salvaged vehicle?

Many people buy salvaged vehicles for spare parts for their daily driver or for a “project car”. However, some people find salvaged vehicles that they either buy in a condition that they feel is road worthy, or they fix them up to road condition.

Naturally, those people (perhaps you are one of them) wish to actually drive these cars on the road, and that requires insurance coverage. Well, we’re sorry to say that this is where you’re going to run into trouble.

In the view of most insurance companies, salvaged vehicles are simply an unacceptable risk that they are unwilling to insure against. You may have a perfect driving record, perfect credit, a long and steady history of car insurance, but none of that will matter if you try to get auto insurance for your salvaged title through a major insurance company. And yet, under no circumstances will some insurance companies insure a vehicle with a salvaged title.

There is hope, however, though it is comparatively expensive hope. There are specialty insurance companies that will insure a salvaged vehicle. Usually these policies are limited to liability coverage only, and are generally more expensive (and perhaps much more expensive) than the same coverage would be for the same vehicle if it did not have a salvage title.

If you are looking to insure a salvaged vehicle, we suggest that you first do some research online, and then call around to insurance companies that specifically state on their website that they insure salvaged vehicles – if they don’t state it directly, most likely do not offer insurance for salvaged vehicles.



  1. Nike Air Max 24-7 Mens Is On Sale. on May 4, 2015 at 3:55 pm

    not that much of a internet reader to be honest but your blogs really nice, keep it up! I’ll go ahead and bookmark your website to come back down the road. All the best

  2. Japanese Car Breakers on July 31, 2012 at 1:02 am

    salvage cars offer a better value for your money, even if they have been damaged and then fixed up

  3. Car Breakdown Cover UK on July 3, 2012 at 3:34 am

    We do all of the time, howwever we are very carefull about not paying for the same damage twice. We would not recommend covering the car for comp or collison due to those coverages having been maxxed out. We would also want the state to inspect the vehicle to be certain it was road-worthy.

    Read more:

  4. Salvage Cars on January 24, 2012 at 3:53 am

    Thank you for sharing superb information…
    Auto Insurance

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