Dave Jones, California’s insurance commissioner, recently offered some helpful tips about shopping for auto insurance that we’d like to pass along. You can go here for all of the commissioner’s car insurance tips, but a couple were particularly useful to anyone – in any state – who is shopping for car insurance:
- With the availability of online comparison, it is convenient to shop for car insurance on your own time and at your own pace, and most companies offer free quotes and same day response.
- Many insurers offer discounts if you drive less miles, are married and over 25. You may also qualify for discounts if you’re a driver with a good record, a student, or belong to a group. Discounts are also available to seniors over 55 and to active duty or retired military.
- Some insurers offer additional discounts for multiple policies, and, if you choose, you can bundle your auto, home, renters or recreational vehicle policies.
- Ask your current insurer about the right deductible for your auto and financial needs, because a policy that has a higher deductible often has a lower premium. You can also examine different deductible choices when seeking a quote.
“These are very simple, but very effective tips that can help consumers acquire affordable car insurance,” Jones was quoted in a press release – and we couldn’t agree more. We’ll continue to bring you more tips on all types of insurance, but for now, what do you think of these tips? Have you leveraged any of these in the past, and if not, will you do so in the future? Please let us know in the comments.