Primary Coverage

Written by  //  June 23, 2011  //  Insurance Glossary: N-S, Insurance Terms  //  Comments Off on Primary Coverage

This is coverage, such as auto insurance, that provides benefits up to the limits of a policy, regardless of what other insurance policies are in effect. Without this primary layer of coverage, you can not purchase additional coverage such as an umbrella. For example, for a good driver, auto liability coverage is primary coverage. An umbrella can be added to this primary coverage to extend or add to the amount of coverage you have to protect your assets.

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