{"id":4807,"date":"2026-02-26T14:25:15","date_gmt":"2026-02-26T22:25:15","guid":{"rendered":"https:\/\/blog.answerfinancial.com\/?p=4807"},"modified":"2026-02-24T15:26:41","modified_gmt":"2026-02-24T23:26:41","slug":"trave-tips-out-of-state","status":"publish","type":"post","link":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/","title":{"rendered":"Travel tips for car insurance while on a road trip"},"content":{"rendered":"<p>What is one recurring holiday that elicits excitement from people, young and old alike? It&#8217;s the weekend! So what do you do with all of this time? We kindly suggest that you take a vacation every once in a while!\u00a0 Here are a few travel tips as it relates to your car insurance policy and your travels.<\/p>\n<h2><strong>Local or &#8220;Staycation&#8221;<\/strong><\/h2>\n<p>Its Friday evening and you&#8217;re going to a new restaurant and then seeing a friend about 2 hours away towards the center of the state. This vacation is simple from the prospective of your insurance provider and your policy continues operating as normal.<\/p>\n<h2><strong>Interstate Travel<\/strong><\/h2>\n<p>Let&#8217;s say you&#8217;ve planned a camping trip in your neighboring state. Good luck weekend warrior and remember to keep the food wrapped so the bears don&#8217;t get a whiff of your homemade chili.<\/p>\n<p>From an auto insurance perspective, did you know your provider will automatically &#8216;scale up&#8217; your policy to meet each state&#8217;s minimum insurance requirements?<\/p>\n<p>For example, California state law requires all drivers to carry liability coverage of $15k bodily injury (per person) + $30k max bodily injury per accident + $5k property damage, aka &#8220;15\/30\/5.&#8221; If you were to drive through Oregon, for example, the minimum insurance requirements become 25\/50\/20. Your\u00a0coverage\u00a0is adjusted by your carrier without you needing to lift a finger.<\/p>\n<p>Be sure to check out our <a href=\"https:\/\/www.answerfinancial.com\/insurance-center\/how-does-auto-insurance-work-when-you-drive-across-state-lines\/\" target=\"_blank\" rel=\"noopener noreferrer\">in-depth article on interstate insurance<\/a>\u00a0for more info about traveling out-of-state.<\/p>\n<h2><strong>Out of the country &#8211; <em>quando a Roma<\/em>\/When in Rome&#8230;<\/strong><\/h2>\n<p>If you&#8217;re headed outside of the country (hey, why not!)\u00a0here are 3 things you should keep tabs on:<\/p>\n<ul>\n<li>Some policies will cover you with full liability 25 to 75 miles into Mexico from the U.S. border<\/li>\n<li>You are covered in Canada for short trips, just as you are in the U.S.<\/li>\n<li>If you are overseas, you may want to purchase the local auto insurance as recommended by the car rental agency<\/li>\n<\/ul>\n<p>Before you depart on your epic weekend adventure, take a quick glance at our &#8220;<a href=\"https:\/\/www.answerfinancial.com\/insurance-center\/10-dangerous-driver-distractions-infographic\/\" target=\"_blank\" rel=\"noopener noreferrer\">10 Ways that Drivers Get Distracted<\/a>&#8221; travel tips infographic to make sure you don&#8217;t fall prey to one of these in-cabin diversions.<\/p>\n<p>Safe travels!<\/p>\n<p><em><a href=\"http:\/\/www.flickr.com\/photos\/kayugee\/3391877877\/\" target=\"_blank\" rel=\"noopener noreferrer\">image credit<\/a><\/em><\/p>\n<h2><strong>Who is Answer Financial?<\/strong><\/h2>\n<p>As one of the nation\u2019s largest and most reputable auto &amp; home insurance agencies,\u00a0<a href=\"https:\/\/www.answerfinancial.com\/insurance-center\/who-is-answer-financial\/?a=INSURANCE-CENTER\">Answer Financial<\/a> has insured nearly 5 million homes and vehicles. We work with 40+ top-rated carriers to save our customers an average of $677 a year on insurance.*<\/p>\n<p>Answer Financial can help you\u00a0<a href=\"https:\/\/www.answerfinancial.com\/Home-Insurance\/?a=EMAILNEWSLETTER06&amp;comingfrom=blog#\/\">compare, buy and often save the smart way on insurance<\/a>. So before you shop, remember to rely on your insurance experts to find you the right insurance plan for your needs and budget.<\/p>\n<address>\u00a0<\/address>\n","protected":false},"excerpt":{"rendered":"<p>What is one recurring holiday that elicits excitement from people, young and old alike? It&#8217;s the weekend! So what do you do with all of this time? We kindly suggest that you take a vacation every once in a while!\u00a0 Here are a few travel tips as it relates to your car insurance policy and&hellip;<\/p>\n","protected":false},"author":22,"featured_media":4823,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[422],"tags":[119],"class_list":["post-4807","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto","tag-auto-insurance-2"],"ic_custom":{"author_name":"AnswerFinancial","medium_thumbnail":"<img width=\"300\" height=\"183\" src=\"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2012\/09\/window-300x183.jpg\" class=\"attachment-medium size-medium wp-post-image\" alt=\"A car passenger&#039;s hand out the window, with a panoramic street background\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2012\/09\/window-300x183.jpg 300w, https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2012\/09\/window-89x55.jpg 89w, https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2012\/09\/window.jpg 640w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>","author_link":"https:\/\/blog.answerfinancial.com\/author\/answerfinancial\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Travel tips for car insurance while on a road trip<\/title>\r\n<meta name=\"description\" content=\"Travel tips on how to maintain your car insurance as you embark on an interstate road trip.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Travel tips for car insurance while on a road trip\" \/>\r\n<meta property=\"og:description\" content=\"Travel tips on how to maintain your car insurance as you embark on an interstate road trip.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Answer Financial\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AnswerFinancial\/\" \/>\r\n<meta property=\"article:published_time\" content=\"2026-02-26T22:25:15+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2012\/09\/window.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"640\" \/>\r\n\t<meta property=\"og:image:height\" content=\"392\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"AnswerFinancial\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@answerfinancial\" \/>\r\n<meta name=\"twitter:site\" content=\"@answerfinancial\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"AnswerFinancial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Travel tips for car insurance while on a road trip","description":"Travel tips on how to maintain your car insurance as you embark on an interstate road trip.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/","og_locale":"en_US","og_type":"article","og_title":"Travel tips for car insurance while on a road trip","og_description":"Travel tips on how to maintain your car insurance as you embark on an interstate road trip.","og_url":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/","og_site_name":"Answer Financial","article_publisher":"https:\/\/www.facebook.com\/AnswerFinancial\/","article_published_time":"2026-02-26T22:25:15+00:00","og_image":[{"width":640,"height":392,"url":"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2012\/09\/window.jpg","type":"image\/jpeg"}],"author":"AnswerFinancial","twitter_card":"summary_large_image","twitter_creator":"@answerfinancial","twitter_site":"@answerfinancial","twitter_misc":{"Written by":"AnswerFinancial","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/#article","isPartOf":{"@id":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/"},"author":{"name":"AnswerFinancial","@id":"https:\/\/blog.answerfinancial.com\/#\/schema\/person\/f59247ad803c34d5368393120a82e54f"},"headline":"Travel tips for car insurance while on a road trip","datePublished":"2026-02-26T22:25:15+00:00","mainEntityOfPage":{"@id":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/"},"wordCount":454,"image":{"@id":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2012\/09\/window.jpg","keywords":["auto insurance"],"articleSection":["Auto"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/","url":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/","name":"Travel tips for car insurance while on a road trip","isPartOf":{"@id":"https:\/\/blog.answerfinancial.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/#primaryimage"},"image":{"@id":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2012\/09\/window.jpg","datePublished":"2026-02-26T22:25:15+00:00","author":{"@id":"https:\/\/blog.answerfinancial.com\/#\/schema\/person\/f59247ad803c34d5368393120a82e54f"},"description":"Travel tips on how to maintain your car insurance as you embark on an interstate road trip.","breadcrumb":{"@id":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/#primaryimage","url":"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2012\/09\/window.jpg","contentUrl":"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2012\/09\/window.jpg","width":"640","height":"392","caption":"A car passenger's hand out the window, with a panoramic street background"},{"@type":"BreadcrumbList","@id":"https:\/\/blog.answerfinancial.com\/trave-tips-out-of-state\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blog.answerfinancial.com\/"},{"@type":"ListItem","position":2,"name":"Travel tips for car insurance while on a road trip"}]},{"@type":"WebSite","@id":"https:\/\/blog.answerfinancial.com\/#website","url":"https:\/\/blog.answerfinancial.com\/","name":"Insurance Answer Center | Answer Financial","description":"Insurance Center blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.answerfinancial.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/blog.answerfinancial.com\/#\/schema\/person\/f59247ad803c34d5368393120a82e54f","name":"AnswerFinancial","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/c1b5b32640a1f193d90a00fce266446fb5e0e81fac671a9e744d6ac137b76547?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c1b5b32640a1f193d90a00fce266446fb5e0e81fac671a9e744d6ac137b76547?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c1b5b32640a1f193d90a00fce266446fb5e0e81fac671a9e744d6ac137b76547?s=96&d=mm&r=g","caption":"AnswerFinancial"},"url":"https:\/\/blog.answerfinancial.com\/author\/answerfinancial\/"}]}},"_links":{"self":[{"href":"https:\/\/www.answerfinancial.com\/insurance-center\/wp-json\/wp\/v2\/posts\/4807","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.answerfinancial.com\/insurance-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.answerfinancial.com\/insurance-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.answerfinancial.com\/insurance-center\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/www.answerfinancial.com\/insurance-center\/wp-json\/wp\/v2\/comments?post=4807"}],"version-history":[{"count":0,"href":"https:\/\/www.answerfinancial.com\/insurance-center\/wp-json\/wp\/v2\/posts\/4807\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.answerfinancial.com\/insurance-center\/wp-json\/wp\/v2\/media\/4823"}],"wp:attachment":[{"href":"https:\/\/www.answerfinancial.com\/insurance-center\/wp-json\/wp\/v2\/media?parent=4807"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.answerfinancial.com\/insurance-center\/wp-json\/wp\/v2\/categories?post=4807"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.answerfinancial.com\/insurance-center\/wp-json\/wp\/v2\/tags?post=4807"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}