{"id":7508,"date":"2026-04-09T10:30:18","date_gmt":"2026-04-09T17:30:18","guid":{"rendered":"https:\/\/blog.answerfinancial.com\/?p=7508"},"modified":"2026-04-09T10:30:20","modified_gmt":"2026-04-09T17:30:20","slug":"flash-floods-and-driving-how-to-stay-safe","status":"publish","type":"post","link":"https:\/\/blog.answerfinancial.com\/flash-floods-and-driving-how-to-stay-safe\/","title":{"rendered":"Flash floods and driving: how to stay safe"},"content":{"rendered":"<p>Driving in a storm can be a stressful experience, even for smart drivers with years of experience. The National Weather Service does its best to issue alerts on the TV and radio if there is a flood risk in your area, but sometimes, flash floods can occur without warning. While a flash flood is more likely to happen in a drier area, they have been known to hit all types of terrain and geographical locations, and are sometimes intense enough to destroy everything in their path.<\/p>\n<p>According to the National Weather Service, more than half of the annual fatalities related to flash floods are victims who are trapped in cars. Remember these five helpful tips from <a href=\"http:\/\/www.Ready.gov\">Ready.gov<\/a> to help protect yourself and your passengers if you\u2019re ever caught driving during a flash flood.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-large wp-image-7574\" src=\"https:\/\/www.answerfinancial.com\/insurance-center\/wp-content\/uploads\/2016\/05\/v2iStock_000085230693_XXXLarge-564x278.jpg\" alt=\"v2iStock_000085230693_XXXLarge\" width=\"564\" height=\"278\" srcset=\"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2016\/05\/v2iStock_000085230693_XXXLarge-564x278.jpg 564w, https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2016\/05\/v2iStock_000085230693_XXXLarge-300x148.jpg 300w, https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2016\/05\/v2iStock_000085230693_XXXLarge.jpg 736w\" sizes=\"auto, (max-width: 564px) 100vw, 564px\" \/><\/p>\n<p><strong>1. ACT WITH URGENCY WHEN A FLASH FLOOD HITS<\/strong><br \/>\nIf you see water rushing across an upcoming road, do not drive into it or go around a barricade. Instead, turn at the next safe intersection and choose another route. Tires may lose traction in a mere six inches of water, and your vehicle may float in waters as shallow as two feet.<\/p>\n<p><strong>2. DURING A FLASH FLOOD, GET OUT OF YOUR CAR AND MOVE TO HIGHER GROUND<\/strong><br \/>\nDo not assume you are safe in your vehicle when a flash flood hits. Calmly unbuckle your seatbelt, roll down a window, and exit your vehicle through it instead of a door. Opening a door will allow water to quickly fill your vehicle. Move to higher ground, or if you\u2019re unable to do so safely by foot, climb onto the roof of your car.<\/p>\n<p><strong>3. ADD A RESCUE TOOL TO YOUR VEHICLE EMERGENCY KIT<\/strong><br \/>\nIf your power windows become inoperable but you need to safely exit your vehicle without opening your door, keeping an emergency hammer in your glovebox can help you break a window and escape before your car fills with water.<\/p>\n<p><strong>4. BE CAUTIOUS OF FALLEN POWER LINES AND FAST-MOVING DEBRIS<\/strong><br \/>\nOnce out of your vehicle, never attempt to wade through flood water. Electricity travels exceptionally fast through water and fallen, high-voltage power lines can be fatal or lead to serious injury. Downed trees, large branches and heavy debris can move quickly in rushing water, posing a major safety risk.<\/p>\n<p><strong>5. KEEP YOUR CELL PHONE DRY AND ACCESSIBLE\u00a0<\/strong><br \/>\nDo your best to keep your cell phone safely tucked in a dry jacket pocket and away from the rain or rushing water. Once you safely reach higher ground, you may need to call 911 to get help from a rescue team.<\/p>\n<p>If you\u2019re not in an emergency that requires the help of 911, but do find yourself having driving in a storm, you can pull over and use your cell phone to call roadside assistance at any time.<\/p>\n<h2><strong>Who is Answer Financial?<\/strong><\/h2>\n<p>As one of the nation\u2019s largest and most reputable auto &amp; home insurance agencies,\u00a0<a href=\"https:\/\/www.answerfinancial.com\/insurance-center\/who-is-answer-financial\/?a=INSURANCE-CENTER\">Answer Financial<\/a> has insured nearly 5 million homes and vehicles. We work with top-rated carriers to save our customers an average of $677 a year on insurance.*<\/p>\n<p>Answer Financial can help you\u00a0<a href=\"https:\/\/www.answerfinancial.com\/Home-Insurance\/?a=EMAILNEWSLETTER06&amp;comingfrom=blog#\/\">compare, buy and often save the smart way on insurance<\/a>. So before you shop, remember to rely on your insurance experts to find you the right insurance plan for your needs and budget.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Driving in a storm can be a stressful experience, even for smart drivers with years of experience. The National Weather Service does its best to issue alerts on the TV and radio if there is a flood risk in your area, but sometimes, flash floods can occur without warning. While a flash flood is more&hellip;<\/p>\n","protected":false},"author":22,"featured_media":7624,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[422],"tags":[119,404],"class_list":["post-7508","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto","tag-auto-insurance-2","tag-emergency-kit"],"ic_custom":{"author_name":"AnswerFinancial","medium_thumbnail":"<img width=\"300\" height=\"201\" src=\"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2016\/05\/v21-300x201.jpg\" class=\"attachment-medium size-medium wp-post-image\" alt=\"truck moving slowly in flood zone\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2016\/05\/v21-300x201.jpg 300w, https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2016\/05\/v21-564x378.jpg 564w, https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2016\/05\/v21-185x124.jpg 185w, https:\/\/blog.answerfinancial.com\/wp-content\/uploads\/2016\/05\/v21.jpg 600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>","author_link":"https:\/\/blog.answerfinancial.com\/author\/answerfinancial\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Driving in a storm: 5 tips to help protect yourself in a flood<\/title>\r\n<meta name=\"description\" content=\"Driving in a storm can be a stressful. 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