{"id":8380,"date":"2026-04-10T13:00:07","date_gmt":"2026-04-10T20:00:07","guid":{"rendered":"https:\/\/blog.answerfinancial.com\/?p=8380"},"modified":"2026-04-10T14:04:43","modified_gmt":"2026-04-10T21:04:43","slug":"financial-fitness-a-new-workout-routine-for-your-wallet","status":"publish","type":"post","link":"https:\/\/blog.answerfinancial.com\/financial-fitness-a-new-workout-routine-for-your-wallet\/","title":{"rendered":"Financial fitness: a new workout routine for your wallet"},"content":{"rendered":"\n

We\u2019re at the top of a new year and now\u2019s the time to hit the gas on those New Year\u2019s resolutions. Common New Year\u2019s resolutions range from overall health and fitness to saving money and traveling more often. If you have your sights set on saving \u2013 we can help you stay on the right track with our financial fitness plan!<\/p>\n\n\n\n

We at Answer Financial would like to introduce you to a different type of workout routine for your wallet. This workout is centered around financial fitness, targeting your core goal of saving money each month \u2013 don\u2019t worry, your wallet will thank us later.<\/p>\n\n\n\n

Get real about budgeting.<\/h2>\n\n\n\n

$5 dollars here, $10 dollars there\u2026the money adds up fast. First, establish a budget. Be disciplined and stick with it. Look at your routine spending on dining and entertainment. Cutting here and there is a smart way to save up for wish list purchases.<\/p>\n\n\n\n

Identify healthy finance goals that work for YOU.<\/h2>\n\n\n\n

Determine areas that need improvement and think about what your savings system looks like. Map out what financial fitness means to you as you warm-up for your wallet workout routine.<\/p>\n\n\n\n

Shed those unnecessary spending calories.<\/h2>\n\n\n\n

Signed up for too many novelty subscriptions? Are you paying for memberships that you don\u2019t need or use? Automatic payments are great, IF it\u2019s for services you need and use. Getting rid of unnecessary subscriptions will support your financial fitness journey in a big way.<\/p>\n\n\n\n

Supplemental income? Most definitely!<\/h2>\n\n\n\n

A little extra money can go a long way. Always stay on the lookout for an opportunity to make or save more money. Whether it\u2019s selling old clothes and items to a consignment store or driving for a rideshare company like Uber or Lyft<\/a> \u2013 fit in those extra financial muscle-building moves wherever and whenever you can.<\/p>\n\n\n\n

Diversify your savings routine.<\/h2>\n\n\n\n

In other words \u2013 don\u2019t skip leg day! When it comes to savings, out of sight can be out of mind. If you haven\u2019t already, consider opening a savings account and automatically depositing a percentage of your paycheck each period. As you streamline your spending habits, try increasing the amount you save \u2013 think of it like increasing your reps and weight amount!<\/p>\n\n\n\n

Clean up your (financial) diet!<\/h2>\n\n\n\n

There\u2019s no denying that improving your credit report will increase your chances of saving money on interest rates, offers and even your insurance. Outline and lay out your debts from smallest to largest and start paying off the smallest debts first. Making regular payments on time and avoiding late fees can fast track your financial fitness plan. Also, the feeling of accomplishment in cleaning up your debt will help you stay motivated to eliminating all debt.<\/p>\n\n\n\n

Promos & Perks? Yes, please!<\/h2>\n\n\n\n

Believe it or not, the deals don\u2019t end in December. Be sure to take advantage of post-holiday promotions and deals in the New Year. The price difference for big items in the New Year may surprise you.<\/p>\n\n\n\n

My Mama told me\u2026 “You better shop around!”<\/h2>\n\n\n\n

Car insurance rates can vary by hundreds of dollars a year for the same level of coverage. That\u2019s why we recommend comparing quotes<\/a> online. Trust us, shopping around is always worth it.<\/p>\n\n\n\n

Breaking in new money habits isn\u2019t always easy, but the results will speak for themselves. By applying these financial fitness tips, you\u2019ll soon classify as your own financial coach and breeze through those 2020 New Year\u2019s resolutions.<\/p>\n\n\n\n

Who is Answer Financial?<\/strong><\/h2>\n\n\n\n

As one of the nation\u2019s largest and most reputable auto & home insurance agencies,\u00a0Answer Financial<\/a>\u00a0has insured nearly 5 million homes and vehicles. We work with 40+ top-rated carriers to save our customers an average of $677 a year on insurance.*<\/p>\n\n\n\n

Answer Financial can help you compare, buy and often save the smart way on insurance<\/a>. So before you shop, remember to rely on your insurance experts to find you the right home insurance plan for your needs and budget. <\/p>\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

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