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About American Modern

American Modern is a widely recognized, national leader in the specialty insurance business. With close to 50 years of experience in the manufactured housing insurance sector, the company delivers specialized products and services for residential property and the recreational market. American Modern is licensed in all 50 states and offers insurance products through a number of property and casualty companies which serves more than 1.7 million policyholders.


Customer & Claims Service

When something happens to you or your property, you can count on American Modern® to adjust your claim quickly, completely and fairly. Step one is to notify us of the loss. Your claim will immediately be assigned to an adjuster, and you will be given his or her name and phone number during your initial phone conversation with us.


EZPay automates payments

With EZPay, a withdrawal is made from a bank account you specify, or charged to your credit card. We let you pick the date of the month for the payment. Once EZPay begins, we will stop mailing invoices.


EZPay benefits

  • Payments are never forgotten or lost in the email.
  • Payments are spread out over an entire year.
  • Choose the day of the month the payment will be made. That helps with budgeting.
  • The service fee is only $1 per installment.
  • Account information is protected by law and carefully secured.
  • Set-up is simple and quick.
  • EZPay can be cancelled at any time with a phone call.


Financial Strength Rating

As part of its parent company, American Modern’s companies are rated A+ (Superior) by the A.M. Best Company an independent analyst of the insurance industry, and is also a Ward’s 50® Top Performer another well-regarded industry standard of stability and excellence. American Modern joined Munich Re as a key part of the world reinsurance leader’s North American insurance operations in April 2008.

“I could hardly believe the money I am saving on insurance! It is like getting nearly a $200.00 per month pay raise!”

— Thomas M., Monticello, UT Purchased Auto Insurance and reported savings of $2,000

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