About Lemonade

Lemonade is a full-stack insurance carrier built to provide the best, most delightful, and most transparent insurance experience in the world.

It offers hassle-free renters (contents), homeowners, car, pet, and life products in the US and Europe. Lemonade is a fully licensed and regulated insurance company, which means that it underwrites, prices, and sells policies, as well as handles and pay claims.

Lemonade’s a public benefit corporation and a certified B-Corp, which means it cares about the community and environment, and not just business results. Once a year, if there are unused premiums left over, it gives them back to nonprofits of its customers’ choosing.

How is Lemonade different from a traditional insurance carrier? Traditional insurance companies generate profits from whatever premium is left after paying claims and expenses. This insurance business model could create conflict between the insurance company and its customers.

Lemonade was built differently.

Instead of profiting from unclaimed premiums, it takes a flat fee out of premiums as its profits, and donates whatever money may be left, after paying claims and expenses, to charities (this is called the Lemonade Giveback).

This way, its customers enjoy amazing insurance, and society gets a little push for the better. It also means its happy to pay claims fast and with no hassle.