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About Palomar

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Palomar is a specialty insurance company focused on serving residential and commercial customers. The company’s underwriting and analytical expertise enable it to concentrate on markets it believes are underserved.

When earthquakes, hurricanes, and floods happen, basic homeowner insurance may not be enough. Palomar offers a comprehensive range of residential insurance products to protect its customers against these losses. That means customers can enjoy peace of mind knowing they’ll have the resources to rebuild their lives when hardships occur.

Earthquake Insurance

Earthquakes can inflict catastrophic damage and Homeowners Insurance policies do not typically cover losses caused by earthquakes. There are more than 10,000 total earthquakes each year and strong earthquakes posing significant risk occur, on average, every two months in the U.S.

Palomar provides industry-leading earthquake insurance policies tailored to fit an insured’s specific needs.

Flood Insurance

Palomar’s flood insurance offerings are easier to obtain and offer broader coverage than policies backed by the National Flood Insurance Program (NFIP).  Palomar can quote any flood zone and does not require an elevation certificate, waiting period or, in many cases, an up-front payment to secure coverage.

Palomar provides industry-leading flood insurance policies tailored to fit an insured’s specific needs.

“Super easy and painless.”

— Kelli W., Rancho Santa Margarita, CA Purchased Auto Insurance and reported savings of $100

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