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What does renter’s insurance cover?

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Personal property-This coverage is for personal property owned by or used by you and anyone living with you (an insured) while that property is…

Why do I need renter’s insurance?

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Ask yourself this: If all your clothes, the appliances you own, your TV, stereo, jewelry, computer and that collection of Batman Detective comics were…

What isn’t covered under standard condo insurance?

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A standard condominium policy doesn’t cover you for earthquakes. You’ll need special coverage for this. Water damage from flooding, drainage backing up, or ground…

Why do I need condo insurance?

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If you’re not certain you need condominium insurance, ask yourself the following questions: How would you restore your possessions if you lost everything today?…

Do I need earthquake insurance?

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Whether or not you need earthquake insurance is up to you. Earthquake insurance can be expensive, and it does carry a much higher deductible…

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How do I make sure I have the right homeowners coverage?

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The smartest way to make sure you have the right coverage is to take an inventory of your belongings. You’ll want to do one…

special endorsement

When do I need a special endorsement or separate coverage?

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There are certain situations or certain items in your home that have specific limits on the amount for which you would be covered under…

whats covered by home owners

What’s covered by homeowners insurance?

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There are different types of homeowners insurance policies and as you would expect, they offer different levels of protection. There was an HO1, which…

whats covered by home owners

What is homeowner’s insurance?

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Homeowner’s insurance protects you in case of damage to your dwelling or property, injury to your guests, or events for which you may be…

How much renter’s insurance coverage do I need and what are the limits?

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When determining how much coverage you need, again renters insurance is pretty simple. Make an inventory of all your belongings, which you’ll need anyway…

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