When it comes to property and casualty insurance, an endorsement is a amendment to your insurance policy contract that specifies your coverage under certain special circumstances or for itemized valuables. In some states and with some insurance companies, certain endorsements are [...]
You might be surprised to know that most auto and home insurance companies do not operate or provide coverage in all 50 states. In fact, most don’t even come close to operating in all states. Here’s an explanation. To begin [...]
Whether it’s auto, home, motorcycle, boat or other kinds of policies, all liability insurance has maximum limits. These limits are determined by how much coverage you are willing to pay for, though in all cases insurance companies have a liability [...]
Question of the Week: Can you just keep the money from an auto or home insurance payout and not put it towards repairs? Answer: This really depends on whether or not you fully own your vehicle or not. If you [...]
If you are thinking of doing major renovations and/or adding an addition or garage to your house, you should know that it will most likely increase your home insurance premium. The reason for this is pretty straightforward: you are adding [...]
While there are many things to consider when moving to another state, you shouldn’t forget that changing states could possibly have a large impact on not only your insurance premiums, but also on your insurance needs. Home insurance Let’s assume [...]
According to the latest annual study on homeowners insurance by J.D. Power and Associates, home insurance policyholders are more satisfied with their insurance companies in 2011 than they were in 2010. The study – which rates policyholder satisfaction on a [...]
![Most Expensive Home Insurance Claims [Infographic]](http://www.answerfinancial.com/insurance-center/wp-content/themes/cadabrapress/scripts/timthumb.php?src=http://www.answerfinancial.com/insurance-center/wp-content/uploads/2011/09/Most-Expensive-Homeowners-Insurance-Claims1.jpg&w=185&h=130&zc=1)
Ever wondered what home insurance gets used for? Well, we put together the infographic below to highlight the most expensive homeowners insurance claims in the United States from 2005-2009 (data source: ISO via III.org). So the next time you are [...]
Strong storms, hurricanes, overflowing rivers … Depending on where you live, your home could be prone to flooding. With that in mind, do you have flood insurance? You may not be aware of this, but homeowners insurance (which we highly recommend you purchase [...]
According to a report last month by J.D. Power and Associates, insurance customers who use emerging technologies such as smartphone applications, online chat, and email as complementary channels to interact with their insurance providers, “are significantly more satisfied than [customers] using [...]
Here’s a question for you – when was the last time you spent five minutes checking to see if you are getting as much value as you can from your insurance? Awhile? Well, here are five reasons you should periodically [...]
The past few years have dramatically risen the awareness of the destructive power of earthquakes, including the recent 9.0 quake off of the coast of Japan that created a tsunami that caused tremendous loss of life and property in that [...]
We are excited to launch the Insurance Center Blog, which will be a resource for anyone shopping for auto, home and other types of insurance. The Insurance Center Blog will strive to bring our readers up-to-date information, statistics, news and [...]
![How auto insurance compares to other household expenses [Infographic]](http://www.answerfinancial.com/insurance-center/wp-content/themes/cadabrapress/scripts/timthumb.php?src=http://www.answerfinancial.com/insurance-center/wp-content/uploads/2012/04/How-Auto-Insurance-Compares-To-Other-Expenses-Infographic.jpg&w=45&h=45&zc=1)
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