Author: AnswerFinancial

Man holding a colorful umbrella

Umbrella insurance explained and why you might need it

By AnswerFinancial

Whether it’s auto, home, motorcycle, boat or other kinds of policies, all liability insurance has maximum limits. These limits are determined by how much…

A.M. Best Ratings

What are A.M. Best Ratings and why do they matter?

By AnswerFinancial

Choosing the right insurance company to protect your property is an important decision many of us will eventually face. Many popular, large insurance companies…

car keys and a calculator

Is car insurance tax deductible?

By AnswerFinancial

If you are self-employed, are an independent contractor or if you use your vehicle for any business purposes beyond commuting to and from work,…

Home Insurance Premium

How adding an addition to your house affects your home insurance

By AnswerFinancial

If you are thinking of doing major home renovations and/or building an addition or garage, you may need to change your dwelling coverage limits…

Why you should insure your home at replacement value rather than market value

Why you should insure your home at replacement value rather than market value

By AnswerFinancial

While preparing quotes for home insurance, we often hear our customers say, “Should I insure my home at replacement value?” Over the years, we’ve…

calculator

Why do car insurance quotes vary so much for the same person?

By AnswerFinancial

One of the most frequently asked questions by customers is, “Why do car insurance quotes vary so much for the same person?” Representing a…

Holiday Savings

Saving Tips for the Most Wonderful Time of the Year

By AnswerFinancial

The holiday season, with its glittering lights, festive tunes, and heartwarming gatherings, is undoubtedly the most wonderful time of the year. However, it’s also…

Car For Sale sign

Kelley Blue Book’s expects used car prices to remain inflated

By AnswerFinancial

With factory closures related to the COVID-19 pandemic, plus microchip and other supply shortages, the current era is predicted to remain tough for American…

Home flood

Things You’ll Regret Not Doing When a Flood Hits

By AnswerFinancial

Things You’ll Regret Not Doing When a Flood Hits Flash floods can turn your world upside down in the blink of an eye. They’re…

How to Maximize Your Insurance Discounts

How to Maximize Your Insurance Discounts

By AnswerFinancial

In an era that empowers consumers, there’s almost no reason to pay full price with a little patience. In fact, not getting some sort…