Author: AnswerFinancial

Why you should insure your home at replacement value rather than market value

Why you should insure your home at replacement value rather than market value

By AnswerFinancial

While preparing quotes for home insurance, we often hear our customers say, “Should I insure my home at replacement value?” Over the years, we’ve…

Home Insurance Premium

How adding an addition to your house affects your home insurance

By AnswerFinancial

If you are thinking of doing major home renovations and/or building an addition or garage, you may need to change your dwelling coverage limits…

A.M. Best Ratings

What are A.M. Best Ratings and why do they matter?

By AnswerFinancial

Choosing the right insurance company to protect your property is an important decision many of us will eventually face. Many popular, large insurance companies…

Thief breaking into a car

Does car insurance cover theft from a vehicle?

By AnswerFinancial

Black Friday means busy shopping malls and big-box stores, despite the rise of the online shopping era. With crowded stores come crowded parking lots,…

Man holding a colorful umbrella

Umbrella insurance explained and why you might need it

By AnswerFinancial

Whether it’s auto, home, motorcycle, boat or other kinds of policies, all liability insurance has maximum limits. These limits are determined by how much…

Reasons you need motorcycle insurance

5 Reasons Why You Need Motorcycle Insurance

By AnswerFinancial

Riding a motorcycle can be a thrilling experience, but it can also be risky for multiple reasons, if the right precautions aren’t taken. One…

DIY Home Improvement Ideas

13 Affordable and Inspiring DIY Home Improvement Ideas

By AnswerFinancial

There are all sorts of big home improvement projects you can dream about. But many require the help of an expert, plenty of money…

Who is Answer Financial

Who is Answer Financial?

By AnswerFinancial

Navigating the ins and outs of auto & home insurance can be a daunting task, especially when you’re not exactly sure what you’re looking…

Home flood

Things You’ll Regret Not Doing When a Flood Hits

By AnswerFinancial

Things You’ll Regret Not Doing When a Flood Hits Flash floods can turn your world upside down in the blink of an eye. They’re…

valet parking sign

Who is liable for damage done by a valet?

By AnswerFinancial

We’ve all been there before – you step out of your favorite restaurant, retrieve your car from the valet and out of the corner…